Insurance for Restaurants, Accommodation & Food Services
Whether you’re running a hotel, guesthouse, restaurant, pub or takeaway, your insurance requirements will be shaped by the particular needs of your business. A range of factors – including the number of staff you employ, the number of rooms in your establishment, whether you serve food, host events, or have extra facilities like a pool or gym – will determine the extent and severity of risk.
It is because of this diversity that ‘one size fits all’ policies and online comparison sites simply do not work for your industry. Instead, you need a broker who understands the needs of your business and can quickly identify areas of risk, recommending policies that address these vulnerabilities whilst ensuring you are not paying for coverage you don’t require.
8 Ways We Can Help
Policies for Restaurants, Accommodation & Food Services
Each of our client’s requirements are unique, but here are a few of the specialist insurance policies available to restaurants, accommodation and food service businesses.
Material Damage:- We can arrange cover for Buildings, Contents, Money, Goods in Transit and Stock
Business Interruption:- Options include Loss of Revenue, Gross Profit or Increased Costs
Business Interruption:- Options include Loss of Revenue, Gross Profit or Increased Costs
Legal Expenses:- can include Employment & Contract Disputes, & Tax investigation
Public liability:- Limits of indemnity usually from £2 million to £100 Million
Motor Fleet:- From 2 vehicles upwards
Through our partnership with CMR Insurance Services, we can also offer credit insurance that will protect your business from bad debt. Our managed credit insurance policy can pay out up to 90% of commercial losses and 95% of political losses in the event of non-payment. For more information, download our pdf here.
Take a look at Our Process to find out how we work to get the best insurance solution for your business.
Restaurant Operations – Equipment Maintenance Checklist
Restaurant Operations – Handling Money Checklist
Risk Summary & Cover Checklist Hotels
Accommodation, Restaurant & Food Services
Restaurant Playing it Safe – Preparing Food Safely
Restaurant Risk Insights Preparing for Health Inspections
Robison & Co Wheel of Services
