If you’re interested in learning more about Real Estate Insurance and how we can protect your business, please give us a call on 01730 265500 or email one of our Real Estate Insurance specialists, Simon Gubbins or Danny Toull.
...
Black Friday is one of the biggest shopping days of the year, with UK consumers expected to spend a massive £4.7 billion on deals and discounts this year. However, consumers need to consider the impact of Black Friday spending sprees on their household contents value, and in particular the dangers...
Construction companies need to be prepared for surprise HSE site inspections over the coming months, following HSE’s announcement that they will be investigating the adequacy of measures implemented to safeguard against the long-term health complications caused by asbestos and dust exposure. It’s estimated that there are 8,000 work-related cancer deaths...
Use this risk assessment template to establish a general framework for identifying, mitigating and potentially eliminating risks within your organisation. Customise to fit your specific business needs.
...
Beginning 1st October 2018, the HSE will be conducting its latest inspection initiative, focused on the construction sector. Employers can expect HSE surprise inspections to place an emphasis on ensuring workers are protected from long-term health complications, such as occupational lung disease, that typically result from asbestos, silica, wood or...
As Brexit approaches on 29 March 2019, only months remain for the UK government and the EU to sign a withdrawal agreement, ratified by both the UK Parliament and European Parliament. Without a concrete agreement established under Article 50 of the Lisbon Treaty, Brexit would result in a no-deal scenario,...
As more and more workplaces implement digital services and acquire new technologies, cyber-attacks will continue to be a growing threat. However, industry research recently revealed several commonalities in cyber-criminals’ tactics to help companies combat costly data breaches. This latest Cyber Risks newsletter provides easy-to-implement tips and guidelines that will help...
Do you employ commercial drivers? Perhaps LGV Class 1 or Class 2, 7.5T or 3.5T van drivers? If so, this recruitment and selection checklist may be of use in assessing candidate suitability, helping to reduce the risk of future employment issues by selecting the most appropriate, qualified and experienced person...
Materials handling is something that a wide range of business sectors experience, with organisations often using mechanical handling solutions to meet their own individual requirements. In many cases, organisations turn to the utilisation of “powered” work equipment, which often increases productivity but also reduces the potential for staff to be...
With insurance premium tax (IPT) doubling from 6% to 12% in recent years, car insurance premiums (particularly among newly-qualified drivers) have increased sharply. Telematics (the ‘black box’) presents an opportunity to reduce these costs and reduce premiums back to an affordable level. This news piece from ITN discusses the value...
This excellent news item from ITN discusses the benefits of using brokers when buying or renewing home insurance or business insurance policies, and in particular the risk of under-insurance when utilising online price comparison sites. It outlines the broker’s role as a trusted adviser; an insurance expert who is best-placed...
In recent years cyber attacks have emerged as one of the most significant threats facing organisations of all sizes. A recent survey conducted by the Department for Digital, Culture, Media & Sport as part of the National Cyber Security Programme, found that over 40% of businesses have reported a cyber...
Seizing the opportunity presented by an economic downturn can also mean exposing the company to new liabilities. Our latest Risk Management Resources Bulletin discusses common threats to your business, and offers advice on how to reduce your exposure to risk.
...
Insurance Premium Tax (IPT) hit the headlines in June 2017, with the standard rate rising from 10% to 12%. The most significant consequence of this increase was an increase in premiums for consumers and businesses, leading the Association of British Insurers to warn that these tax rises only serve to...
Ensuring that your restaurant is clean and serves fresh, safe food to customers is your greatest responsibility. Health inspections are a way for you to learn how to best uphold this responsibility. To observe you when you are running operations as you normally would, inspectors often make impromptu inspections. Many...
