Professional Indemnity Insurance

In today’s fast-paced business world, mistakes can happen. At Robison & Co, we understand that even the most skilled professionals can face unexpected challenges. That’s why our Professional Indemnity Insurance (PI Insurance) is designed to safeguard your business from claims of negligence, errors, or omissions, allowing you to focus on what you do best with confidence.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance, also known as professional liability insurance, is a specialist policy that provides financial protection for businesses and individuals who offer professional advice or services. If a client alleges that your work caused them financial loss due to negligence, mistakes, or incomplete work, PI insurance covers the legal costs and compensation associated with the claim.

Whether you’re a consultant, architect, solicitor, or IT professional, this cover acts as your safety net, ensuring your reputation and livelihood remain intact even when things don’t go as planned.

Who Does Professional Indemnity Insurance Cover?

Professional Indemnity Insurance is tailored for a wide range of professionals, including:

Consultants and freelancers: Protect yourself against claims of negligence or errors in your advice or services.
Accountants and financial advisors: Ensure peace of mind when handling sensitive financial information.
Architects and engineers: Cover yourself against design flaws or project disputes.
IT professionals: Stay protected if your software or systems fail to deliver as promised.
Marketing and creative professionals: Safeguard your work if a campaign or design project doesn’t meet client expectations.
Funeral directors: Protection against professional liability claims related to funeral services.
Arboriculturists: Coverage for errors in tree management, surveys, and consultations.
Healthcare consultants: Covering advice-based risks in medical and wellness industries.
Education and training providers: Protection against claims related to course content, advice, or training outcomes.

If you provide expert advice, consultancy, or professional services, Professional Indemnity Insurance is a must to protect your business against the unexpected.

What is Included in a Typical Policy?

A standard Professional Indemnity Insurance policy with Robison & Co typically includes:

Cover for legal defence costs

Protect yourself from the high costs of defending a claim in court.

Compensation payouts

Financial protection against any damages awarded to the claimant.

Errors and omissions

Cover for accidental mistakes, omissions, or poor advice.

Breach of confidentiality

Protect against accidental disclosures of sensitive client information.

Defamation protection

Cover for unintentional libel or slander during your work.

At Robison & Co, we’ll work closely with you to tailor your policy to meet your specific needs. Every business is unique, and we ensure your cover reflects that.

Why Choose Robison & Co?

At Robison & Co, we’ve been helping professionals protect what matters most for over 20 years. Here’s why businesses trust us for their Professional Indemnity Insurance:

Expert guidance: Our team specialises in professional insurance, so you’ll always get advice that’s clear, relevant, and tailored to your needs.
Personalised cover: We don’t do one-size-fits-all. Your policy will be customised to reflect the unique risks of your profession.
Fast and efficient service: Whether you’re getting a quote or making a claim, our team is here to make the process simple and stress-free.
Trusted partner: Robison is proud to be known for our approachable and empathetic service. You’re not just a policyholder – you’re part of our community.
Comprehensive options: From Public Liability Insurance to Cyber Insurance, we can bundle your policies for complete peace of mind.

Protect your hard work and reputation with a partner you can rely on.

Protect Your Business Today

Don’t let an unexpected claim derail your hard work. With Robison & Co Professional Indemnity Insurance, you can focus on what you do best, knowing that we’ve got your back.

Get a Quote Today or speak to one of our experts for a free consultation. At Robison & Co, we’re here to protect your business, every step of the way.

Professional Indemnity Insurance FAQs

Is it mandatory for all businesses to have professional indemnity cover?

For some professions, such as solicitors or accountants, PI insurance is a legal or regulatory requirement. Even if it’s not mandatory, having this cover is highly recommended to protect your business from costly claims.

Who should have professional indemnity cover?

If your business provides professional advice, services or expertise, you may need professional indemnity insurance. It can protect you if a client claims that a mistake, error or advice you’ve given has caused them financial loss.

For some professions, professional indemnity insurance is a requirement. For others, it isn’t mandatory but can still provide important protection against the cost of a claim and the legal fees involved in defending it.

What's the difference between professional indemnity insurance and public liability insurance?

While Professional Indemnity Insurance covers claims related to mistakes in your professional advice or services, Public Liability Insurance protects against third-party injuries or property damage caused by your business operations. Many businesses benefit from having both.