Private Client Insurance

At Robison & Co, we understand that your personal assets and lifestyle deserve the highest level of protection. Private Client Insurance provides bespoke cover designed to meet the specific needs of high-net-worth individuals, offering comprehensive protection for your home, valuables, and other assets.

With Robison & Co on your side, you can rest assured knowing your personal possessions, property, and lifestyle are safeguarded against unexpected events, giving you the peace of mind you deserve.

What is Private Client Insurance?

Private Client Insurance is a specialised form of cover aimed at individuals with significant personal assets. Unlike standard policies, this insurance is tailored to the unique needs of high-net-worth clients. It covers a wide range of assets, including luxury homes, high-value possessions, cars, and personal liability.

Whether you own multiple properties, have a collection of fine art, or need cover for high-value jewellery, Private Client Insurance ensures that your lifestyle is protected no matter what happens.

Why Choose Robison & Co

Robison & Co stands out as a trusted partner for high-net-worth individuals, offering tailored insurance solutions that cater to your needs. Here’s why so many clients choose us:

Personalised Service – We understand that no two individuals are alike. Our team works closely with you to understand your unique requirements and provide tailored cover for your lifestyle and assets.

Expertise You Can Trust – With years of experience in the high-net-worth insurance market, we know how to protect your valuable possessions and assets. You can trust our team to guide you through the process with professional, expert advice.

Flexible and Comprehensive Cover – Whether you’re insuring a mansion, a yacht, or a fine art collection, our policies are designed to cover everything important to you. We offer flexible options and add-ons to ensure you have the right level of protection.

Reliable Claims Support – In the event of a claim, we offer fast, efficient, and compassionate support. We’re here to ensure your claims process is as smooth and hassle-free as possible, so you can focus on what truly matters.

Peace of Mind – With Robison & Co, you can rest easy knowing that your assets are well-protected by a policy designed to meet the specific demands of your lifestyle. Our experienced team is dedicated to providing exceptional service and ensuring you receive the best protection available.

Who Does Private Client Insurance Cover?

Our Private Client Insurance is ideal for individuals and families with significant wealth and valuable assets, including:

Homeowners: For those with multiple properties or luxury homes, this insurance protects against risks like fire, theft, and accidental damage.
Property Investors: If you own high-value investment properties, this insurance safeguards your portfolio from damage and legal claims.
Collectors: Whether it’s fine art, antiques, or jewellery, we ensure your valuable items are fully covered.
Car Owners: If you own luxury or classic vehicles, we provide bespoke motor cover that goes beyond standard car insurance.
Business Owners: If your personal and business assets overlap, this policy can also protect you from personal liability arising from your business activities.

What is Included in a Typical Private Client Insurance Policy?

A Private Client Insurance policy is highly flexible and tailored to meet your specific requirements. Below are the key elements typically included, with many policies now also offering Cyber Liability coverage.

Home and Property Insurance

This protects your home, secondary residences, and rental properties from unexpected events such as fire, storm damage, theft, and vandalism. We ensure all your properties are fully protected.

Contents Insurance

Covers the belongings inside your home, including furniture, electronics, artwork, and personal items, ensuring that high-value possessions are safeguarded against loss or damage.

Motor Insurance

Our bespoke motor insurance covers luxury cars, classic vehicles, and other high-value automobiles, with additional protection for custom modifications and accessories.

Jewellery and Valuables

Specialised cover for high-value items like fine jewellery, watches, and collectables, ensuring they are fully protected whether at home, in transit, or while travelling

Personal Liability Insurance

Covers you in the event of a personal injury claim or damage caused by you to someone else’s property. This can include accidents in your home, on your property, or while you’re out in public.

Legal Expenses

In case you need legal assistance, this cover helps pay for legal costs related to personal disputes, including those related to property ownership, family issues, and personal injury claims.

Worldwide Cover

Many Private Client Insurance policies include worldwide protection, covering your assets and liability when you are travelling or living abroad.

Ready to Protect Your Business?

Don’t wait for the worst to happen. Get in touch with our expert team today for a free quote and personalised advice. Your hospitality business deserves insurance that works as hard as you do. Let’s make it happen.

Private Client Insurance FAQs

What is the difference between Private Client Insurance and Home insurance?

Private client insurance is designed for people with higher value homes, belongings and other assets that may need more specialist protection than a standard home insurance policy can provide. It can bring protection for your home, fine art, jewellery, prestige or classic cars and other valuable possessions together under one policy, with higher cover limits tailored to your needs.

Can I cover business assets under private client insurance?

We can cover business assets under private clients’ insurance if they overlap with personal assets. For example, we can include home offices, business equipment and liability claims related to your personal and business activities.

How do I know if I need private client insurance?

If you own high-value assets or live a high-net-worth lifestyle, Private Client Insurance ensures that everything you own is protected. If you have properties, luxury cars, jewellery, valuable items, or collections, this type of policy is ideal for you. If you are still unsure, please contact us and our brokers will advise you whether private client insurance or home insurance is the best option for you.

What type of property can be covered under private client insurance?

We’re able to cover a wide range of properties, including luxury homes, multiple residences, holiday homes, and investment properties. Whether you own a city penthouse or a countryside estate, we’ll tailor the cover to suit your specific needs.