Kevin Shilling
5 months ago
Your home is more than just a place to live. It’s where memories are made and where your loved ones feel safe. At Robison & Co, we understand its importance. That’s why we offer Home Insurance designed to provide the security and confidence you deserve.
Whether you own a house, flat, or cottage, our Home Insurance protects your property and belongings from the unexpected. With Robison & Co, you can trust that we are always here to help you safeguard your home and everything in it.
Choosing Robison & Co means you’re not just getting a policy, you’re getting a partner who understands your needs and prioritises your peace of mind. Here’s why so many homeowners trust us to protect their homes:
We don’t believe in one-size-fits-all. Our Home Insurance policies are customisable, ensuring that your home and belongings are covered exactly as you need them to be.
Our experienced team is here to guide you through the process, offering expert advice and answering any questions you may have. We take the time to understand your needs and provide a solution that fits.
We offer affordable and competitive rates without compromising on the quality of cover. With Robison & Co, you’ll get excellent value for your money.
In the event of a claim, we’ll make the process as simple as possible. Our team is here to help, offering prompt support and ensuring that you can get back to your normal life without stress.
Home Insurance provides financial protection for your property and its contents against a variety of risks, including fire, theft, storm damage, and accidental damage. It’s designed to help you recover quickly if something goes wrong, whether it’s an unexpected event or a natural disaster.
Our Home Insurance policies are tailored to meet your needs, ensuring that you get comprehensive cover for your home, belongings, and liability protection.
Our Home Insurance is designed for high-net-worth individuals who want comprehensive protection for their valuable properties. It’s suitable for:
Each Home Insurance policy from Robison & Co is fully customisable to suit your needs. However, a typical policy includes the following key areas of cover:
This covers the structure of your property, including walls, roof, floors, and foundations. It ensures protection against damage caused by fire, storms, flooding, or other events that could lead to costly repairs.
Your personal belongings, including furniture, electronics, clothing, and valuables, are covered under this policy. Items such as TVs, laptops, jewelry, and artwork are also protected, ensuring financial security in case of loss or damage.
This optional add-on provides cover for valuable items you take outside your home, such as watches, jewellery, mobile phones, or laptops. It ensures that your belongings are protected against theft, loss, or accidental damage, even when you’re away from home.
If someone is injured on your property or their belongings are damaged, this cover helps protect you from legal costs and compensation claims. It’s essential for mitigating financial risks associated with accidents at your home.
If your home becomes uninhabitable due to an insured event, such as fire or flooding, this cover helps pay for temporary accommodation and related expenses while repairs are being carried out.
This covers unintentional damage to your home or possessions, such as spills on carpets, broken windows, or damaged furniture. It provides added peace of mind for everyday accidents.
In the unfortunate event of a break-in or vandalism, this cover helps replace stolen items and repair any damage caused to your property.
Protect your property today with Robison & Co. Get in touch with our team to learn more about how our Home Insurance can safeguard your investment. Contact us for a free consultation or request a quote today!
Building Insurance covers the structure of your property, while Contents Insurance covers your personal belongings within the property. Both are essential for comprehensive protection.
Standard home insurance protects your property and belongings, but it may not offer enough protection for higher value homes or unusual properties.
High value home insurance offers higher cover limits and more flexibility for properties with specialist requirements, such as listed buildings, unique architectural features or valuable contents. It’s not just about the market value of the property.
At Robison & Co, we specialise in tailoring home insurance to your property and its individual risks. Not sure whether your home would be considered high value? We created a guide to help you understand what makes a home high value for insurance purposes.
Landlord insurance covers the building itself, but contents insurance is your responsibility. Therefore, renters need to have insurance to protect their personal belongings inside the rented property. We also recommend you consider separate contents cover if you lease a flat.
Yes. If you own valuable items such as jewellery, watches, art or antiques, our brokers take the time to understand what you need to insure and help you find suitable cover. Some items may need to be declared individually, depending on your insurer’s requirements and policy limits.
For jewellery and watches, an up to date valuation can help establish their replacement cost. Your insurer may also require regular valuations as a condition of cover.
You can find out more in our jewellery valuation guide for insurance.
