Home Insurance
Your home is more than just a place to live. It’s where memories are made and where your loved ones feel safe. At Robison & Co, we understand its importance. That’s why we offer Home Insurance designed to provide the security and confidence you deserve.
Whether you own a house, flat, or cottage, our Home Insurance protects your property and belongings from the unexpected. With Robison & Co, you can trust that we are always here to help you safeguard your home and everything in.
Why Choose Robison & Co
Choosing Robison & Co means you’re not just getting a policy, you’re getting a partner who understands your needs and prioritises your peace of mind. Here’s why so many homeowners trust us to protect their homes:
Tailored Cover for Your Home
We don’t believe in one-size-fits-all. Our Home Insurance policies are customisable, ensuring that your home and belongings are covered exactly as you need them to be.
Expert Advice and Support
Our experienced team is here to guide you through the process, offering expert advice and answering any questions you may have. We take the time to understand your needs and provide a solution that fits.
Competitive Pricing
We offer affordable and competitive rates without compromising on the quality of cover. With Robison & Co, you’ll get excellent value for your money.
Quick and Simple Claims Process
In the event of a claim, we’ll make the process as simple as possible. Our team is here to help, offering prompt support and ensuring that you can get back to your normal life without stress.
What is Home Insurance?
Home Insurance provides financial protection for your property and its contents against a variety of risks, including fire, theft, storm damage, and accidental damage. It’s designed to help you recover quickly if something goes wrong, whether it’s an unexpected event or a natural disaster.
Our Home Insurance policies are tailored to meet your needs, ensuring that you get comprehensive cover for your home, belongings, and liability protection.
Who Does Home Insurance Cover?
Our Home Insurance is designed for high-net-worth individuals who want comprehensive protection for their valuable properties. It’s suitable for:
- Luxury Homeowners: Whether you own a high-value house, estate, or premium apartment, our policies provide extensive coverage for your property and assets.
- Second Homeowners: If you have a holiday home or a secondary residence, we offer tailored insurance to protect it from unexpected risks.
- High-Value Property Owners: Our coverage includes bespoke solutions for properties with unique architectural features, fine art, and valuable possessions.
- Listed Buildings
- Empty Property
- Property undergoing renovation
- Self Build
What is Included in a Typical Home Insurance Policy?
Each Home Insurance policy from Robison & Co is fully customisable to suit your needs. However, a typical policy includes the following key areas of cover:
Building Insurance
This covers the structure of your property, including walls, roof, floors, and foundations. It ensures protection against damage caused by fire, storms, flooding, or other events that could lead to costly repairs.
Contents Insurance
Your personal belongings, including furniture, electronics, clothing, and valuables, are covered under this policy. Items such as TVs, laptops, jewelry, and artwork are also protected, ensuring financial security in case of loss or damage.
Personal Possessions Cover
This optional add-on provides cover for valuable items you take outside your home, such as watches, jewellery, mobile phones, or laptops. It ensures that your belongings are protected against theft, loss, or accidental damage, even when you’re away from home.
Personal Liability Insurance
If someone is injured on your property or their belongings are damaged, this cover helps protect you from legal costs and compensation claims. It’s essential for mitigating financial risks associated with accidents at your home.
Additional Living Expenses
If your home becomes uninhabitable due to an insured event, such as fire or flooding, this cover helps pay for temporary accommodation and related expenses while repairs are being carried out.
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Additional Living Expenses
This covers unintentional damage to your home or possessions, such as spills on carpets, broken windows, or damaged furniture. It provides added peace of mind for everyday accidents.
Theft and Vandalism Cover
In the unfortunate event of a break-in or vandalism, this cover helps replace stolen items and repair any damage caused to your property.
Ready to Protect Your Home?
Protect your property today with Robison & Co. Get in touch with our team to learn more about how our Home Insurance can safeguard your investment. Contact us for a free consultation or request a quote today!
Home Insurance FAQs
What is the difference between Building Insurance and Contents Insurance?
Building Insurance covers the structure of your property, while Contents Insurance covers your personal belongings within the property. Both are essential for comprehensive protection.
Do i need Home Insurance if I'm renting?
Yes, renters need insurance to protect their personal belongings inside the rented property. Landlord insurance covers the building itself, but contents insurance is your responsibility.
Can i add extra cover for high-value items?
How can i get a quote for Home Insurance?
Getting a quote is easy. Simply contact Robison & Co for a free consultation, and one of our experts will help you find the perfect policy for your needs.
