Kevin Shilling
2 months ago
As a property owner, ensuring your assets are well-protected is essential. Property Owners Insurance from Robison & Co offers the peace of mind that comes from knowing your buildings and other assets are covered. Whether you own residential or commercial properties, our tailored insurance solutions are designed to meet the unique risks you face, helping you safeguard your investments for the long term.
Property Owners Insurance is designed to protect individuals or companies who own properties from a range of risks. This includes cover for damage to the property, potential liability claims, loss of rental income, Property’s being renovated, Unoccupied Properties and HMO’s. With the right protection, you can mitigate the financial burden of unexpected events, such as fires, floods, vandalism, or tenant-related issues.
This policy not only covers the physical structure of your property but also protects you from liabilities that may arise while managing or renting out your properties.
At Robison & Co, we offer property owners more than just insurance, we offer peace of mind. Here’s why our clients trust us to protect their investments:
Tailored Insurance for Your Need – Every property is different, and we understand that your insurance needs are unique. That’s why we offer flexible, customised policies that suit your property type, whether it’s residential, commercial, or a mixed-use building.
Expertise You Can Trust – With years of experience in the insurance industry, our team has the knowledge and expertise to help you make the best decisions for your property. We’ll guide you through the process and explain every aspect of your policy in straightforward terms.
Reliable Protection for All Types of Property – From city centre offices to suburban homes, Robison & Co has you covered. We offer reliable protection against common risks like weather damage, tenant disputes, and unforeseen liabilities.
Competitive Pricing and Value – We believe in offering high-quality protection at an affordable price. Our team works with you to find a plan that fits your budget, without compromising on essential cover.
Fast Claims Support – In the unfortunate event of a claim, we offer fast and efficient claims support. Our team is here to help you every step of the way, ensuring your property is repaired and restored as quickly as possible.
Property Owners Insurance covers a wide variety of property owners, including:
A typical Property Owners Insurance policy offers comprehensive cover for a variety of risks associated with property ownership. The key components usually include:
This covers the physical structure of your property against damage caused by events such as fire, storm damage, vandalism, or flooding. Whether you own a single house or a large portfolio of buildings, this is the foundation of your policy.
This protects you from liability claims that could arise from accidents occurring on your property. For instance, if a tenant or visitor is injured due to a defect on the property, this covers the legal costs and any compensation claims.
If your property becomes uninhabitable due to an insured event (e.g., fire or flood), this section of your policy will cover the loss of rental income during repairs or rebuilding.
If you own the contents of the property (e.g., appliances, furniture, or office equipment), this insurance covers loss or damage to those items caused by fire, theft, or other insurable events.
For landlords, this part of the policy, typically offered as an extension or add-on, covers you if tenants fail to pay rent, helping to reduce the financial impact of rent arrears.
This provides cover for the legal costs associated with property disputes, evictions, or other issues that may arise between property owners and tenants.
Protect your property today with Robison & Co. Get in touch with our team to learn more about how our Property Owners Insurance can safeguard your investment. Contact us for a free consultation or request a quote today!
We’re able to insure a wide variety of properties, including residential homes, blocks of flats, commercial properties, and mixed-use buildings under a property owners’ policy. Whether you’re a landlord with rental properties or a business owner with commercial buildings, we can provide tailored cover.
Property owners’ insurance can cover damage caused by tenants, financially protecting you from repair costs or loss of rent due to tenant-related issues.
Property owners’ insurance isn’t legally required, but instead strongly recommended to protect your financial interests. However, if you have a mortgage, your lender may require you to have buildings insurance as part of your agreement.
Our property owners’ policies can be tailored to include additional cover such as loss of rent and contents if necessary.
