Although seasonal changes can be a breath of fresh air, they also carry a variety of risks for landlords and building managers, posing the potential for liability disputes. Legislation such as the Corporate Manslaughter and Homicide Act of 2007 and the Health and Safety at Work Act 1974 hold you...
Starting to utilise social media as a networking and recruiting tool at your workplace may seem scary, but social networking holds the potential to change the way companies across the globe do business. It not only has the ability to help your company connect with its clients, it is also...
This year’s Cyber Security Breaches Survey, commissioned by the Department for Digital, Culture, Media and Sport, makes for worrying reading for organisations across all sectors. This infographic highlights the prevalence of attacks over the last 12 months, and describes the factors related to breach likelihood. It’s a quick, simple must-read...
Starting a small business requires tireless effort and endless financial reserves. Besides dealing with necessary tasks to start the business—affording exorbitant start-up costs, establishing a customer base, forecasting cash flow problems— new small business owners are besieged on all sides by risks. The only sure-fire thing you can count on...
In light of the United Kingdom’s recent commercial CO2 shortage, it is vital now more than ever to stay informed on business continuity and supply chain planning within your organisation. This Risk Insights summary discusses how the CO2 shortage will impact the manufacturing industry, short term coping measures and long...
New licensing rules for Houses in Multiple Occupation (HMO) come into effect on October 1st 2018 and landlords are being warned that failure to comply could result in significant fines. Currently, mandatory licensing for HMOs is limited to properties that are three or more storeys high and are occupied by...
Understanding the importance of implementing effective safety programmes in your manufacturing facility can have a big impact on your bottom line. This article discusses safety costs and measuring the value of safety programmes. If you own a manufacturing business, Robison & Co offer bespoke insurance cover for manufacturers. Find out...
For many motorists, incurring significant damage to your vehicle is a costly inconvenience, resulting in either time off the road for repairs, or in the worst-case scenario, your car being written off. But imagine the impact if you were reliant on your car as your main source of income? This...
After months of speculation and opt-in emails, GDPR is finally here. Designed to harmonise data privacy laws throughout Europe, this new data protection legislation gives individuals far greater protection in terms of their personal data, allowing them to determine when, how and to whom their personal information is revealed, and...
By law, most businesses are required to purchase £5 million of employers’ liability (EL) cover, but depending on a range of factors, your business may need a higher limit. Look over this infographic for a list of things to consider when choosing an appropriate EL policy limit.
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Stock throughput insurance protects your business from a wide range of risks when transporting or storing cargo.
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The deadline for GDPR is fast approaching and as part of your organisation’s GDPR preparations, you need to determine whether you have a lawful basis for processing data, and if so, what this basis is. A ‘lawful basis’ is the reason that your business has to process (including holding/storing) an...
If you work in a ‘professional service’, whereby you sell advice or informed opinion, you will be expected to provide a quality service within the accepted standards of your profession. However, despite your best efforts, training and research, mistakes can happen, and if it is found that the advice you...
The March Commercial Insurance Profile outlines why your organisation should have neat and tidy documentation for your data processing activities, provides advice on how to protect your directors and officers in case your organisation becomes insolvent, and highlights upcoming key employment law dates.
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As businesses face heightened scrutiny and more stringent environmental regulations than ever before, the trend of growing environmental liability exposure shows no signs of stopping. Contact us to quantify the environmental liability your business faces and identify its biggest exposures.
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