Cyber-attacks and cyber insurance have been in the news again over the last few days, this time in response to the latest ransomware attack, Scarab. The potential consequences of a data breach can be devastating, and with GDPR on the horizon, the risk to your business is only likely to...
On average, 8,000 people in the United Kingdom die each year from the flu, according to the NHS. Even though that is a small percentage of the total number of people that contract the flu each year, it’s nevertheless important to protect you, your family, your home, and of course,...
A healthy workforce is proven to be more productive, engaged and cost-effective. Simple wellness initiatives can help mitigate expenses and create a stronger bottom line. Are you taking the appropriate steps to save your organisation money?
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The General Data Protection Regulation (GDPR) will replace the Data Protection Act (DPA) and ushers in expanded rights to individuals and their data, and places greater obligations on businesses and other entities that process personal data. Prepare for the game-changing GDPR with this checklist, which lists out comprehensive steps to...
Claims against directors and officers are becoming increasingly common. The cost of defending a directors and officers (D&O) claim can run well into the six figures, leaving a business financially crippled. Complete this scorecard to better understand the level of risk your business’s directors and officers face on a daily...
The November issue of the HSE Safety Cornerstones newsletter provides an overview of the HSE’s most recent health and safety campaign, explains how a quarter of firms don’t undertake regular vehicle safety checks, and lists the latest in HSE news and prosecutions.
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The November Live Well, Work Well newsletter provides insights into how poor diet is a factor in 1 in 5 deaths worldwide, explains why everyday activities can beat going to the gym and describes what imposter syndrome is.
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Every construction or building project is accompanied by a level of risk, and with a wide variety of insurance policies available to the construction industry, ensuring you buy the right level of cover for your particular requirements can be a minefield. Three of the most common types of insurance for...
Whether you’re an individual who enjoys holidays overseas, or a business that regularly sends employees abroad, the chances are that you’ve had to invest in Travel Insurance in the past and may well need to do so again in the future. But how confident are you that any such policy...
With the 2016 Health and Safety Sentencing Guidelines now in full force, the number of directors prosecuted by HSE has tripled in the last year, accompanied by a dramatic rise in the value of fines. One company was recently fined £38.6m for a Health & Safety breach – that’s nearly...
With just four in ten small companies surviving five years of trading, starting a new business can be an exciting, if apprehensive time. Insufficient capital, lack of planning and a weak commercial proposition all contribute to business closure, but a failure to properly identify and safeguard against risk is also...
Is your business protected against a cyber attack? WannaCry cyber attack infected 230 000 organisations in 150 countries. Its cost was huge. Now every business must ask: am I ready for a cyber-attack? Why cyber insurance matters to protect you against a cyber attack From an IT perspective, there are...
We certainly agree with the Association of British Insurers (ABI) on this – as the world’s leading exporter of insurance services, the Government needs to secure a #Brexit deal which protects the multi-billion pound life insurance industry [Learn more]… The head of the Association of British Insurers (ABI) has called...
If your insurance costs have risen steeply over the last few years, this is why – the insurance premium tax rate has risen to 12%, the fourth increase in just six years. Whilst cost shouldn’t be the only reason that you choose your broker wisely, it is always worth testing...
The new Health & Safety Sentencing guidelines are having a real effect, with this year’s fines higher than ever before. This excellent article from @PersonnelToday provides some top tips on how to protect your organisation’s position http://bit.ly/1QqhDFB “With much higher health and safety fines coming into force from February 2016,...
