Starting a small business requires tireless effort and endless financial reserves. Besides dealing with necessary tasks to start the business—affording exorbitant start-up costs, establishing a customer base, forecasting cash flow problems— new small business owners are besieged on all sides by risks. The only sure-fire thing you can count on...
In light of the United Kingdom’s recent commercial CO2 shortage, it is vital now more than ever to stay informed on business continuity and supply chain planning within your organisation. This Risk Insights summary discusses how the CO2 shortage will impact the manufacturing industry, short term coping measures and long...
New licensing rules for Houses in Multiple Occupation (HMO) come into effect on October 1st 2018 and landlords are being warned that failure to comply could result in significant fines. Currently, mandatory licensing for HMOs is limited to properties that are three or more storeys high and are occupied by...
Understanding the importance of implementing effective safety programmes in your manufacturing facility can have a big impact on your bottom line. This article discusses safety costs and measuring the value of safety programmes. If you own a manufacturing business, Robison & Co offer bespoke insurance cover for manufacturers. Find out...
For many motorists, incurring significant damage to your vehicle is a costly inconvenience, resulting in either time off the road for repairs, or in the worst-case scenario, your car being written off. But imagine the impact if you were reliant on your car as your main source of income? This...
After months of speculation and opt-in emails, GDPR is finally here. Designed to harmonise data privacy laws throughout Europe, this new data protection legislation gives individuals far greater protection in terms of their personal data, allowing them to determine when, how and to whom their personal information is revealed, and...
By law, most businesses are required to purchase £5 million of employers’ liability (EL) cover, but depending on a range of factors, your business may need a higher limit. Look over this infographic for a list of things to consider when choosing an appropriate EL policy limit.
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The deadline for GDPR is fast approaching and as part of your organisation’s GDPR preparations, you need to determine whether you have a lawful basis for processing data, and if so, what this basis is. A ‘lawful basis’ is the reason that your business has to process (including holding/storing) an...
If you work in a ‘professional service’, whereby you sell advice or informed opinion, you will be expected to provide a quality service within the accepted standards of your profession. However, despite your best efforts, training and research, mistakes can happen, and if it is found that the advice you...
As businesses face heightened scrutiny and more stringent environmental regulations than ever before, the trend of growing environmental liability exposure shows no signs of stopping. Contact us to quantify the environmental liability your business faces and identify its biggest exposures.
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Is your home and its contents underinsured? Studies show that between 70% and 75 per cent of UK high net worth home insurance is actually underinsured*, and with financial consequences tied to property and possessions value, these homeowners face particular risk. Simon Gubbins, Managing Director at Robison & Co, said:...
The General Data Protection Regulation (GDPR) offers six lawful basis for processing personal data. To comply with the GDPR, you must determine your lawful basis before you begin processing, and you must document it. If you’re interested in learning more about GDPR, find out how you can Prepare for GDPR...
The January Commercial Insurance Profile explains why you should make avoiding underinsurance one of your New Year’s resolutions, outlines the legislative and regulatory risks that threaten your directors and officers, and provides information on the #MeToo movement and what your organisation can do to demonstrate its commitment to reducing sexual...
Prepare for GDPR to minimise your risk of fines Time is running out for GDPR compliance With less than six months to go until the General Data Protection Regulation (GDPR) comes into effect, every European business that holds customer information will be carefully reviewing its processes for obtaining, storing and...
A reasonable and accommodating employee benefits scheme can help your organisation attract new talent and ensure that you keep your current employees happy, motivated and productive.
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