Three Advantages of Using an Insurance Broker When arranging insurance, you want to know you’re protecting the right things, paying for cover that suits your needs and getting help when you need it. But how do you know which policy is right for you? And what happens if your circumstances...
The Impact of Brexit on the UK Insurance Industry The uncertainty surrounding Brexit is having significant ramifications on many UK industries, including the insurance market, impacting both businesses and individuals nationwide. Currently all of the possible outcomes are pure speculation, but the possibility of a no deal scenario is casting...
Why you should invest in the latest security measures Recent studies have shown that homes with inadequate or limited security measures in place are five times more likely to be burgled than those utilising simple security techniques and technologies, with properties most commonly broken into during the day when the...
Why is cybersecurity risk management still an issue? For a small business, cybersecurity breaches pose a far greater risk than for larger organisations. A single cyberattack could financially impact your business to such an extent that your company may not survive. If the financial damage is not significant enough to...
Why Are Global Commercial Insurance Prices Rising? The insurance industry has seen increased prices on a global scale, with the largest recorded increase occurring in the second quarter of 2019. The 6% rise is the biggest since Marsh’s Global Insurance Market Index Surveys began in 2012. Price rises worldwide Whilst...
A recent survey of insurance brokers highlighted a widespread ‘guessing culture’ among insurance policyholders when setting their buildings sum insured. A renowned reinstatement valuation expert, RebuildCostASSESSMENT.com, carried out a poll to identify the source of building sums insured for 580 insurance brokers in the UK, leading them to conclude that...
Significant home renovations projects such as refurbishment or new extensions are often time-consuming, expensive and stressful, with any number of contractors and tasks to organise. It’s little wonder then that one very important consideration – insurance coverage during the project – is easily overlooked. As with all buildings and contents...
Record levels of subsidence insurance claims were recorded in the UK last summer, with a total cost of claims reaching £64 million* between July and September. The South East in particular, which is renowned for building on subsidence-prone clay soil, recorded some of the driest months on record, which led...
Although each organisation makes it a top priority to ensure their products and services are both safe and effective for their clients, there is always potential for mistakes to occur. Whether it be a damaged product or public injury on company property, it is vital to ensure your organisation is...
Whether you plan to take your family on a continental road trip in the coming months, or work for a transport organisation that frequently enters the EU, the results of Brexit may alter your current travelling agenda.
...
Bad debts are a risk for every business. Customers could go out of business owing you money or be slow to pay their invoices creating cashflow issues. Whatever the circumstances, bad debts can be seriously debilitating for your business and may even lead to your company becoming insolvent. Robison &...
Should your business have credit protection insurance? For organisations of any size, the prospect of one of your customers going out of business and leaving debts unpaid is a worrying thought. Not only could this have a significant impact on your cashflow, but with no safeguards such as credit protection...
Robison & Co is an owner-managed insurance brokerage, offering advice on all areas of business and personal insurance, as well as independent financial advice on investments, mortgages and pensions. If you’d like to find out more about our process, would like an audit of your existing policies, or advice on...
Black Friday is one of the biggest shopping days of the year, with UK consumers expected to spend a massive £4.7 billion on deals and discounts this year. However, consumers need to consider the impact of Black Friday spending sprees on their household contents value, and in particular the dangers...
Construction companies need to be prepared for surprise HSE site inspections over the coming months, following HSE’s announcement that they will be investigating the adequacy of measures implemented to safeguard against the long-term health complications caused by asbestos and dust exposure. It’s estimated that there are 8,000 work-related cancer deaths...
